medicare supplements

sometimes you don’t know
what you don’t know about Medicare

IF YOU DON’T KNOW WHAT QUESTIONS TO ASK…
YOU CAN’T FIND THE RIGHT ANSWERS.

WHAT IS MEDIGAP?
There’s no difference between Medigap and Medicare Supplement. They are synonyms for the health insurance you buy in addition to your Medicare.
IS MEDICARE ADVANTAGE A GOOD OPTION?
It might be. Too many agents just sell you a plan that at face value “covers all the possibilities”. It’s easier on them. But Michael will talk to you about your specific situation and see if Medicare Advantage is a good option.
CAN I COMBINE A MEDICARE SUPPLEMENT WITH A MEDICARE ADVANTAGE PLAN?
No, a Medicare Supplement Insurance plan is only available with original Medicare (Part A and B).
WHEN AM I ELIGIBLE?
  1. You must be at least 65 years old.*
  2. You must be enrolled in Medicare Part A and B.

*or have end-stage renal disease or qualifying disability

I'M A SNOWBIRD. HOW DOES THAT WORK?
Normally, your plan will travel with you; but you need to confirm with Michael to make sure your coverage will travel with you wherever you go.
ARE ALL MEDICARE SUPPLEMENT PLANS THE SAME?
All policies offer the same basic benefits, BUT some offer additional benefits, so you can choose which one meets your needs.
Contrary to popular belief, Medicare is not free, and it’s important to understand the ins and outs of Medicare and Medicare Supplements before you sign up. Making the wrong choices can be expensive.

Even if you’ve been on Medicare for years, you may want to re-evaluate your options annually to make sure you’ve got the right plan. That’s where it becomes important to work with someone who not only has the experience in the field, but also is willing to get to know you as a person in order to help you find the right plan for not only your current needs, but to help you in the future as your needs change.

Meet Michael McGarrigle

Mike McGarrigle is one of the Space Coast of Florida’s leading experts on insurance. Based in Indialantic, Mike has been helping consumers find the right insurance plan since 1988. Mike makes it easy for you as a consumer to find the best plan that will help you before and after retirement. If you are facing the important decision of enrolling in Medicare or are already enrolled and want to explore your options, Mike can help you find the right solution.

Testimonials

Three months before my 65th birthday, I was bombarded with phone calls, emails and solicitations to enroll in a Medicare Supplement program. I was amazed at the scare tactics & misleading approaches used to entice me to make an appointment or get a free quote! It was reassuring to deal with Mike, knowing I was making an informed decision with an agent I could trust.

Kathy S.

Mike assisted us with selecting a plan for our Medicare Supplemental insurance.

He went above and beyond… including researching different insurance coverage alternatives for us.

I highly recommend him.

Penny M.

Let’s Start a Conversation

You should be out enjoying your life…not stressing about medical bills.
Give Mike a phone call, email, text or submit a message above.
Mike is ready to help you find the solutions to your Medicare!

321-757-9770

MikeMcGarrigle@gmail.com

422 Fifth Avenue

Indialantic, FL  32903